Privacy Policy & Terms of Service

Introduction

Philosopher's Notes ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Information We Collect

We collect information that you voluntarily provide to us when you:

• Register for an account on our website
• Subscribe to our services
• Make a purchase or transaction
• Contact us for support or inquiries
• Participate in surveys or promotions

This information may include: name, email address, phone number, payment information, and any other information you choose to provide.

We also automatically collect certain information when you visit our website, including: IP address, browser type, device information, usage data, and cookies.

How We Use Your Information

We use the information we collect to:

• Create and manage your account
• Process your transactions and deliver services
• Send you important updates and notifications
• Respond to your inquiries and provide customer support
• Improve our website and services
• Send marketing communications (with your consent)
• Prevent fraud and ensure security
• Comply with legal obligations

Sharing Your Information

We do not sell your personal information. We may share your information with:

• Payment processors (such as Stripe) to process transactions
• Service providers who assist in operating our website and delivering services
• Legal authorities when required by law or to protect our rights
• Business transfers in connection with a merger, sale, or acquisition

Philosopher's Notes has not disclosed or sold any personal information to third parties for a business or commercial purpose in the preceding 12 months.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

Your Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-out: Unsubscribe from marketing communications at any time
• Data portability: Request a copy of your data in a portable format

To exercise these rights, please contact us at [email protected].

Cookies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie preferences through your browser settings. Note that disabling cookies may affect the functionality of certain features.

Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Agreement to Terms

By accessing or using Philosopher's Notes, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Eligibility

You must be at least 13 years old to use our services. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

User Accounts

When you create an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You may not:

• Create multiple accounts
• Share your account with others
• Use another person's account without permission
• Provide false or misleading information

Services Offered

Philosopher's Notes provides access to book summaries, notes, and related educational content. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

Subscriptions and Payment

Subscriptions automatically renew at the end of each billing period unless canceled before the renewal date. You authorize us to charge your payment method for all fees incurred.

Refund Policy: We offer refunds within 14 days of purchase for standard subscriptions. Refunds are issued to the original payment method. To request a refund, contact [email protected].

Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, you will retain access to paid features until the end of your current billing period. No refunds will be provided for partial billing periods.

Prohibited Conduct

You agree not to:

• Use our services for any unlawful purpose
• Copy, reproduce, distribute, or resell any content without our written permission
• Use automated systems (bots, scrapers) to access or collect data from our website
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the operation of our services
• Impersonate any person or entity
• Upload viruses, malware, or other malicious code
• Harass, threaten, or harm other users

Intellectual Property

All content on Philosopher's Notes, including text, graphics, logos, and software, is the property of Philosopher's Notes or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use our content for commercial purposes without our express written consent.

Termination

We reserve the right to terminate or suspend your account and access to our services at any time, with or without cause or notice, including for violation of these Terms. Upon termination, your right to use our services will immediately cease.

Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free. We are not responsible for the accuracy, completeness, or reliability of any content on our website.

Limitation of Liability

To the fullest extent permitted by law, Philosopher's Notes and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

In no event will our total cumulative liability to you for all damages exceed the greater of (a) $100 or (b) the amount you paid us in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Philosopher's Notes from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of our services or violation of these Terms.

Dispute Resolution

Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in the United States, and you agree to submit to the personal jurisdiction of the arbitrator.

You waive your right to participate in a class action lawsuit or class-wide arbitration. All claims must be brought in an individual capacity only.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

Contact Information

If you have any questions about this Privacy Policy or Terms of Service, please contact us at:

Email: [email protected]

Website: www.philosophersnotes.com